One fixed fee. Simple interest, charged by the day. A hard cap so the cost can never run away from you. The full price is on this page, and you can work it out below before you ask for anything.
Takes about three minutes. Submitting a request does not guarantee approval.
Know someone who needs a loan? Refer them and earn 10% of the realized profit once their loan is repaid.
Move the slider to the day you expect to repay. The figure on the right is exactly what you would owe.
Day 1 begins after the free 2 hours. Each new day starts 24 hours after the loan was issued, and each adds 0.5% of the amount borrowed. Interest is simple: it is never charged on earlier interest or on the fee.
Interest can never exceed 30% of the amount borrowed. The cap is reached on day 60.
Apply for a loanFour steps, and nothing moves until you have agreed the terms in writing.
Fill in the form with the amount, what it is for, when you plan to repay, and where the funds should go.
You are contacted on Telegram, where all communication about the loan is handled. You deal with one person, not a queue.
If approved, the amount and repayment date are confirmed in writing. Nothing is sent until you have said yes.
Funds go to the account you gave, and repayment comes back the same way. Repay early and you pay less.
The same numbers on this page are on the form and in the terms you sign. There is no second page of conditions.
1% once, 0.5% a day, capped at 30%. That is the whole price list. It does not change based on who you are or how much you ask for.
It is charged on what you borrowed, never on earlier interest and never on the fee. Ten days costs exactly ten times one day.
Total interest stops at 30% of the amount borrowed, however long it takes. A $200 loan can never cost more than $60 in interest.
The first two hours are interest-free, so a quick bridge costs only the 1% fee. Every day earlier than planned is 0.5% you keep.
Pay some back early and interest is charged on the smaller balance from that point. You are never locked into the full schedule.
What you send is used to assess and administer your request and nothing else. It is not sold, shared, or posted anywhere.
Have these to hand and the form takes about three minutes.
Know someone who needs a loan? Send them here. Once their loan has been repaid in full, you earn 10% of the realized profit on it. The profit, not the amount borrowed.
Send them to the application form. When they apply, they enter your name under “Were you referred by someone?”, which links their loan to you.
If the request is approved, the referral is recorded against your name. Nothing has been earned yet.
Once the loan is fully repaid and the profit on it collected, you have earned 10% of that profit. Not before.
It is what a loan actually earned once it was repaid in full: the 1% fee plus the daily interest the borrower paid. It is never the amount lent, and it never includes interest that has built up but has not been collected.
Nothing is earned because a loan was issued, and nothing is earned on a loan that is not repaid in full. Commission comes out of the lender's profit and never changes what the borrower pays.
Not $100. It is 10% of the profit, never 10% of the amount borrowed.
To refer someone: send them to the application form and ask them to put your name or username under “Were you referred by someone?”. That is all it takes.
Short answers to the things people usually ask before applying.
No. Sending the form is a request. If it is approved, the exact amount and repayment date are confirmed in writing, and you can decline at that point. Nothing is sent until you have agreed.
The first two hours after the loan is issued are interest-free. After that, day one costs 0.5% of the amount borrowed. The day count runs from the moment the loan was issued, so day two begins 24 hours after issue, day three at 48 hours, and so on. Each day adds another 0.5% until the total reaches 30%, where it stops.
You pay less. Interest is only charged for the days that have started, so repaying on day four instead of day ten saves you six days of interest. Repay inside the first two hours and the 1% fee is the only charge.
Interest keeps accruing at 0.5% a day until it reaches the 30% cap, and then it stops. There are no late fees, penalty rates, or extra charges on top. The sooner you get in touch, the easier it is to sort out.
No. Collateral is optional. The form has a place to describe anything you can offer, which can help with larger requests, but plenty of loans are approved without it.
No. Loans are offered by a private individual lender, which is why the terms are simple and you deal with one person. It also means this is not a bank account, a credit line, or a regulated financial product.
Send someone who needs a loan to the application form and have them put your name under “Were you referred by someone?”. If their loan is approved and later repaid in full, you earn 10% of the realized profit on it: the fee and interest they actually paid, not the amount they borrowed. A $1,000 loan repaid on day 28 earns $150 of profit, so the commission is $15, not $100.
Only once the referred loan has been repaid in full and the profit on it collected. A loan that has been issued but not yet repaid has earned you nothing, and a loan that is never repaid in full earns nothing. Commission comes out of the lender's profit, so it never changes what the borrower pays.
They are used to assess and administer your request. They are stored privately, not shared with anyone else, and not used for marketing.
You have seen the whole price. If it works for you, the form takes about three minutes.